Services

How We Work

Our firm specializes in helping individuals develop sound retirement strategies. If you are retired – or approaching retirement – please take the time to explore our website and the wealth of information we offer. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth.

We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial well being.

INVESTMENT PLANNING

Identifying Capital, Contribution and Return Requirements to Meet Goals
Building Cash Reserves
Educating on Alternatives Pros/Cons
Asset Allocation: Attempting to Reduce Risk, Enhance Rate of Return by Balancing Assets

RISK MANAGEMENT PLANNING

Help with a Game Plan for:
1. Disability or Illness
2. Premature Death
Reviewing Current Insurance to potentially find adequate coverage for less cost

RETIREMENT PLANNING

Dealing with Lump Sum Distributions
Projecting Impact of Earlier or Later Retirement
Income Generating Strategies
Minimizing Tax Liabilities

ESTATE PLANNING

Preserving Family Wealth
Charitable Giving

INVESTMENT PRODUCTS

Money Markets
Treasury Bills, Notes and Bonds
Stocks
Bonds (Taxable and Tax Free)
Mutual Funds
REITS (Real Estate Investment Trusts)
Annuities (Fixed and Variable)
IRAs, SEPs
College Plans
Private Money Management Accounts
CDs

INSURANCE PRODUCTS

Individual and Group Life (term, fixed/variable, universal)
Disability
Group and Individual Health
Long Term Care

BUSINESS PRODUCTS AND SERVICES

Qualified Plans: 403(b), 401(k), Profit Sharing
Pension Planning
Deferred Compensation Strategies

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

evansd@ceteranetworks.com | (214) 987-0924