Broker Check

Services

How We Work

Our firm specializes in helping individuals develop sound retirement strategies. If you are retired – or approaching retirement – please take the time to explore our website and the wealth of information we offer. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth.

We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial well being.

INVESTMENT PLANNING

  • Identifying Capital, Contribution and Return Requirements to Meet Goals
  • Building Cash Reserves
  • Educating on Alternatives Pros/Cons
  • Asset Allocation: Attempting to Reduce Risk, Enhance Rate of Return by Balancing Assets

RISK MANAGEMENT PLANNING

  • Help with a Game Plan for:
    1. Disability or Illness
    2. Premature Death
  • Reviewing Current Insurance to potentially find adequate coverage for less cost

RETIREMENT PLANNING

  • Dealing with Lump Sum Distributions
  • Projecting Impact of Earlier or Later Retirement
  • Income Generating Strategies
  • Minimizing Tax Liabilities

ESTATE PLANNING

  • Preserving Family Wealth
  • Charitable Giving

INVESTMENT PRODUCTS

  • Money Markets
  • Treasury Bills, Notes and Bonds
  • Stocks
  • Bonds (Taxable and Tax Free)
  • Mutual Funds
  • REITS (Real Estate Investment Trusts)
  • Annuities (Fixed and Variable)
  • IRAs, SEPs
  • College Plans
  • Private Money Management Accounts
  • CDs

INSURANCE PRODUCTS

  • Individual and Group Life (term, fixed/variable, universal)
  • Disability
  • Group and Individual Health
  • Long Term Care

BUSINESS PRODUCTS AND SERVICES

  • Qualified Plans: 403(b), 401(k), Profit Sharing
  • Pension Planning
  • Deferred Compensation Strategies

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

evansd@ceteranetworks.com |  (214) 987-0924